Avoid the wait; the sooner you can get treatment, the sooner you can get back to living the life that you love.
Helps fund your private hospital treatments, access to specialists, and diagnostic tests outside of the public healthcare system.

Could your loved ones cope financially if you died?
Pays a lump sum when you’re diagnosed as terminally ill or pass away.

What would happen if you were diagnosed with a condition like cancer?
Pays a lump sum to help you recover when you experience a diagnosis such as cancer, heart attack, stroke and more.

Who’s going to make your rent or mortgage repayments if you can’t?
Pays a regular monthly payment when you can’t work and earn due to an injury or illness.

Could you cope financially if you couldn’t work for six months or more?
Pays a regular monthly payment when you can’t work and earn due to an injury or illness.

What would happen if your child was diagnosed with a condition like cancer?
Pays a lump sum in the event your child experiences a diagnosis to help you take time off work and be there for their recovery.

What would happen if you could never work again?
Pays a lump sum if you suffer an illness or injury that stops you from working again.

Who will pay your bills if you’re made redundant?
Provides a monthly benefit for up to six months if you’re made involuntarily redundant.

How do you buy the shares of an affected shareholder?
Pays a lump sum if a business owner becomes permanently disabled or dies so there is money available for the other shareholders to ‘buy out’ the shares.

Would your business survive if a Key Person was taken out suddenly?
Pays a lump sum injection of funds into your business to get it through a period of uncertainty if a Key Person dies, has an illness or injury.

Would your business survive if you were taken out suddenly?
Pays a monthly payment to your business if a Key Person is unable to work due to illness, accident or injury to help cover overheads, hire a replacement person or to meet monthly loan repayments.